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How to Sell Indexed Universal Life Insurance (S...
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In this second edition to How to Sell Indexed Universal Life Insurance, you'll find an additional 7,000 words of content, new systems, and easy explanations to help you understand how to potentially increase your IUL sales. My goal with this edition is to take the feedback from the first and jam-pack it with useful information. If you're interested in learning more about indexed universal life insurance, please give it a listen and tell me what you think. 1. Language: English. Narrator: Oliver Hunt. Audio sample: http://samples.audible.de/bk/acx0/142776/bk_acx0_142776_sample.mp3. Digital audiobook in aax.

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Stand: 10.07.2020
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The Woman Who Stole My Life
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International bestselling author Marian Keyes is bringing you another masterfully told story full of wit and charm.'Name: Stella Sweeney. Height: average. Recent life events: dramatic.' One day, sitting in traffic, married Dublin mum Stella Sweeney attempts a good deed. The resulting car crash changes her life. For she meets a man who wants her telephone number (for the insurance, it turns out). That's okay. She doesn't really like him much anyway (his Range Rover totally banjaxed her car). But in this meeting is born the seed of something which will take Stella thousands of miles from her old life, turning an ordinary woman into a superstar, and, along the way, wrenching her whole family apart. Is this all because of one ill-advised act of goodwill? Was meeting Mr Range Rover destiny or karma? Should she be grateful or hopping mad? For the first time real, honest-to-goodness happiness is just within her reach. But is Stella Sweeney, Dublin housewife, ready to grasp it? Marian's stunning new novel The Woman Who Stole My Life is about losing the life you had and finding a better one.'When it comes to writing page-turners that put a smile on your face and make you think, Keyes is in a class of her own' Daily Express 'Gloriously funny' The Sunday Times 'Keyes manages to have you alternately blubbing and belly-laughing to the final page' Company 'Not only is it a great story with funny, loveable characters, it made me laugh out loud' Stylist 'One of those rare books that will swallow up your day without realising it. Romantic and uplifting it won't fail to put a smile on your face. Marian Keyes is back to her best' The Daily Express 'A warm and hilarious page turner' Good Housekeeping 'Funny but poignant' Marie Claire 'A smart new drama from the awesome Marian Keyes' Heat 'Full of twists and turns, with warmth and humour on every page, it doesn't disappoint' Closer 'A modern fairy tale, it's full of Keyes's self-deprecating wit' The Sunday Mirror

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Stand: 10.07.2020
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The Woman Who Stole My Life
9,13 € *
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International bestselling author Marian Keyes is bringing you another masterfully told story full of wit and charm.'Name: Stella Sweeney. Height: average. Recent life events: dramatic.' One day, sitting in traffic, married Dublin mum Stella Sweeney attempts a good deed. The resulting car crash changes her life. For she meets a man who wants her telephone number (for the insurance, it turns out). That's okay. She doesn't really like him much anyway (his Range Rover totally banjaxed her car). But in this meeting is born the seed of something which will take Stella thousands of miles from her old life, turning an ordinary woman into a superstar, and, along the way, wrenching her whole family apart. Is this all because of one ill-advised act of goodwill? Was meeting Mr Range Rover destiny or karma? Should she be grateful or hopping mad? For the first time real, honest-to-goodness happiness is just within her reach. But is Stella Sweeney, Dublin housewife, ready to grasp it? Marian's stunning new novel The Woman Who Stole My Life is about losing the life you had and finding a better one.'When it comes to writing page-turners that put a smile on your face and make you think, Keyes is in a class of her own' Daily Express 'Gloriously funny' The Sunday Times 'Keyes manages to have you alternately blubbing and belly-laughing to the final page' Company 'Not only is it a great story with funny, loveable characters, it made me laugh out loud' Stylist 'One of those rare books that will swallow up your day without realising it. Romantic and uplifting it won't fail to put a smile on your face. Marian Keyes is back to her best' The Daily Express 'A warm and hilarious page turner' Good Housekeeping 'Funny but poignant' Marie Claire 'A smart new drama from the awesome Marian Keyes' Heat 'Full of twists and turns, with warmth and humour on every page, it doesn't disappoint' Closer 'A modern fairy tale, it's full of Keyes's self-deprecating wit' The Sunday Mirror

Anbieter: buecher
Stand: 10.07.2020
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Agent in Disguise: A Hot & Steamy Aurelia Hilto...
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I like to think that I’m a lucky man. I have a steady job as a geologist. There’s a beautiful wife by my side. She’s absolutely stunning, with a body fit for a queen.That’s where my trouble starts. Linda doesn’t seem to want me as much as she used to. Her sex drive is just as high as mine, but lately she’s been turning me down. She’s too tired. She has to work. It’s excuse after excuse. Something isn’t right.I think my wife is cheating on me.You see, she’s the best insurance saleswoman in her area. Everyone always wants to know her secret. Linda won’t tell anybody what she does when the office door closes. She would meet with the head of a massive corporation, and come out with a million-dollar deal and a satisfied smile on her face. She wouldn’t even tell me about it.Is it someone at her workplace? I’m obsessing over it. Who has my wife so completely enamoured? I spent years loving her, making sure she knew she was the only woman in my life.So, Linda spends all her time at work. She doesn’t seem to go anywhere else. I’d always been so proud of her for working so hard. She’s so passionate about climbing the corporate ladder. But at the end of the day, she comes home with the scent of love-making still on her body.I’m going to investigate. But what I find could ruin our marriage forever. What will I do when I discover her secret?WARNING: This book is part of Aurelia Hilton’s hot, sexy, and steamy romance novel.... Things will get hot and steamy.... Find out what happens when a man discovers his seemingly perfect wife’s darkest secret...because it’s wild! 1. Language: English. Narrator: Laurell Sumerton. Audio sample: http://samples.audible.de/bk/acx0/155162/bk_acx0_155162_sample.mp3. Digital audiobook in aax.

Anbieter: Audible
Stand: 10.07.2020
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How to Beat Obamacare: Affordable Health Care n...
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How to Beat ObamaCare is a set of tools that allow any American citizen to legally avoid the unfair taxation of the so-called Affordable Care Act - ACA or Obamacare. The concept of self-insurance has been around for centuries and some of the world's top corporations use it to save money. The concept is that if you have a known risk, you can buy insurance from an insurer who spreads the risk over a large pool of people or companies and protect their client from the bad event from happening to them. This book is all about the risks and rewards of self-insurance in the area of your own physical health vs. buying into Obamacare, which is now the law of the land. We're all required to buy it, whether we're healthy or not. Most people will just go along with obeying the law and find the money to buy the health insurance presented under the Affordable Health Care Act. But, if you take the advice given in this book, in order to actually stay healthier all your life and also help your country get healthier, you will at least consider the concept that worked for me all my adult life, which is basically taking on the risk, and assuming the responsibility for my own health by self-insuring. CAUTION: There is only one kind of person, however, that should assume this risk - A HEALTHY PERSON. If you are prone to disease of any kind; if you are frail; if you think you might be sick someday soon; if you lack the knowledge of how to keep yourself healthy or if you live an unhealthy lifestyle, have a high-risk profession; if you lack a health confidence and consciousness, then self-insuring is NOT the way to go. IF, HOWEVER, you are confident and positive, know how to manage stress and you have a strong mind so that it is always thinking healthy, you may begin this strategy. If you're also a patriotic American you will want to do this for your own benefit, but also to help save your country from its current slide to despotism and bankruptcy. 1. Language: English. Narrator: Michael Mathiesen. Audio sample: http://samples.audible.de/bk/acx0/013231/bk_acx0_013231_sample.mp3. Digital audiobook in aax.

Anbieter: Audible
Stand: 10.07.2020
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Some Civil Disobedience Required
20,21 € *
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I am a Fellow of the Society of Actuaries. Death rates, models, and statistics are my experience. Actuaries run insurance companies, do all the modeling for life insurance. Who knows better, me or your dumbass doctor? Regular 2020 flu had 600,000 hospitalizations. Look it up at CDC. C19 wanna-be flu had 150,000 hospitalizations. Which do you think was far worse? Deaths reported are crap. 104,000 reported becomes 74,000 "with C19" becomes 38,500 "due to C19" For 320 million Americans, death rate is 0.02%. Tiny. As much as having the moon fall on you. Far less than the flu. Any of your friends get sick? 31 million attacked. See my study tables, for each of 50 states. Independently. So death rate is: 38,000 / 31 million x 100 = 0.12%. Watch out for the moon. Less than the flu. Lose the Democrat mask, stop social distancing. We are killing over 230,000 American from suicide and non-detected cancers, because access to the best medical system in the world is restricted. 5 million years of future life expectancy. Far, far more than what we are saving for the 10 million most at risk. One of the rich Far Left Bosses threatened my children if I wrote anything about C19 statistics. Far Left Amazon banned this book So much politics, and so little actuarial work. My book does reports for 50 states. Independently. And come up with 50 results. The same results. Death rates as below, and the Multiple of 20 X. My professional actuarial opinion. An actuarial study. We are being told a lot of junk. Models are dead wrong. Governors and cities are wildly exaggerating deaths. Deaths reported should have a 50% reduction to change to deaths "due to C19" Doctors are answering statistical questions without a clue, with no training. Junk doctors. Often pushing Democrat "wait for a vaccine" Vaccines work only about 40% of the time. Silly. 100 are attacked 95 don't even know (the asymptomatic) 20 X Multiple 5 get sick, 4.5 mildly. 0.5 get really sick 0.12 die - almost all nursing home and such: 31% mortality from other diseases, 2 year life expectancy. When C19 first came, with a death rate of 3% (0.12 deaths / 5 who got sick), we did not know about The Multiple 20 X. Antibodies don't show up for many weeks. Death rate becomes a puppy-sized 3% / 20 = 0.12%. Like flu. Did the Far Left know this result from experiments in April 2019? 2.0% for the 10 million really sick, many diseases. Like 2% for the flu. 0.02% for 320 million Americans. Tiny. Much smaller than flu. As likely to have the moon fall on you. Take off your masks, you would not wear masks for the regular flu would you? The 30,000 were "kitchen sink deths reported by New York and six northeastern states. Philadelphia coroners thre wou one-half f deaths city wanted to report. Crap. CDC, Russia, others, all use 50% factor. 2020 deaths "due to flu" were 32,000 to 62,000. C19 deaths "due to flu" were 38,500 5/31/2020. I have not worn a mask in 60 days. Why? Would you wear a mask for the flu? Say King every time you see a Democrat.

Anbieter: buecher
Stand: 10.07.2020
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Some Civil Disobedience Required
20,21 € *
ggf. zzgl. Versand

I am a Fellow of the Society of Actuaries. Death rates, models, and statistics are my experience. Actuaries run insurance companies, do all the modeling for life insurance. Who knows better, me or your dumbass doctor? Regular 2020 flu had 600,000 hospitalizations. Look it up at CDC. C19 wanna-be flu had 150,000 hospitalizations. Which do you think was far worse? Deaths reported are crap. 104,000 reported becomes 74,000 "with C19" becomes 38,500 "due to C19" For 320 million Americans, death rate is 0.02%. Tiny. As much as having the moon fall on you. Far less than the flu. Any of your friends get sick? 31 million attacked. See my study tables, for each of 50 states. Independently. So death rate is: 38,000 / 31 million x 100 = 0.12%. Watch out for the moon. Less than the flu. Lose the Democrat mask, stop social distancing. We are killing over 230,000 American from suicide and non-detected cancers, because access to the best medical system in the world is restricted. 5 million years of future life expectancy. Far, far more than what we are saving for the 10 million most at risk. One of the rich Far Left Bosses threatened my children if I wrote anything about C19 statistics. Far Left Amazon banned this book So much politics, and so little actuarial work. My book does reports for 50 states. Independently. And come up with 50 results. The same results. Death rates as below, and the Multiple of 20 X. My professional actuarial opinion. An actuarial study. We are being told a lot of junk. Models are dead wrong. Governors and cities are wildly exaggerating deaths. Deaths reported should have a 50% reduction to change to deaths "due to C19" Doctors are answering statistical questions without a clue, with no training. Junk doctors. Often pushing Democrat "wait for a vaccine" Vaccines work only about 40% of the time. Silly. 100 are attacked 95 don't even know (the asymptomatic) 20 X Multiple 5 get sick, 4.5 mildly. 0.5 get really sick 0.12 die - almost all nursing home and such: 31% mortality from other diseases, 2 year life expectancy. When C19 first came, with a death rate of 3% (0.12 deaths / 5 who got sick), we did not know about The Multiple 20 X. Antibodies don't show up for many weeks. Death rate becomes a puppy-sized 3% / 20 = 0.12%. Like flu. Did the Far Left know this result from experiments in April 2019? 2.0% for the 10 million really sick, many diseases. Like 2% for the flu. 0.02% for 320 million Americans. Tiny. Much smaller than flu. As likely to have the moon fall on you. Take off your masks, you would not wear masks for the regular flu would you? The 30,000 were "kitchen sink deths reported by New York and six northeastern states. Philadelphia coroners thre wou one-half f deaths city wanted to report. Crap. CDC, Russia, others, all use 50% factor. 2020 deaths "due to flu" were 32,000 to 62,000. C19 deaths "due to flu" were 38,500 5/31/2020. I have not worn a mask in 60 days. Why? Would you wear a mask for the flu? Say King every time you see a Democrat.

Anbieter: buecher
Stand: 10.07.2020
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How to Sell Property and Casualty Insurance 2nd...
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When a marketing rep comes into your office or someone from the management team and tells you to "sell the value", how often do you find yourself rolling your eyes? As a former agency owner and now a consultant, I often find myself spouting the same slogan. Why? Because, I have done it and done it quite successfully. Whenever a rep came into my office and told me to sell the value of carrier X, I would think that’s something an expensive company would say or an overpriced company, because what else could they say?We’ve officially entered a hard market cycle in California on the personal lines side, which is strange to even say.The market has tightened up and many carriers are non-renewing or reducing underwriting appetite to not take on a lot of new business in California. This is why I started writing in 2014 and again in 2017, 2018 and 2019. In my estimation our industry is going to see a massive shift over the next three or four years. A shift from judgement underwriting to block chain and data underwriting. Artificial intelligence has already been underwriting, selling and handling claims for smaller insure-tech companies for the past four years. This is a prevalent trend in our industry. But, why?Why? Because, we have shifted our focus from selling peace of mind to selling a price. Why? Because, we have put more value on talking about premium, payments and price, than having hard conversations about protecting assets and families. We have shifted hard on price, and almost every insurance company has followed suit in their marketing efforts. Almost exclusively every billboard, social media ad and print ad espouses X insurance carrier savings you up to 25-43 percent on your insurance per year. The conversation has shifted in a way that will cannibalize our industry and wrongfully set expectations for consumers.A recent study by insurancequotes.com found that around 80 percent of consumers self-report in blind surveys that consume 1. Language: English. Narrator: Rich Brennan. Audio sample: http://samples.audible.de/bk/acx0/149187/bk_acx0_149187_sample.mp3. Digital audiobook in aax.

Anbieter: Audible
Stand: 10.07.2020
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New Clichés for the 21st Century: Zuckerisms , ...
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Look at life from a different perspective: Medical Humor at Its Best! is a book that offers a uniquely entertaining and sagacious view of life. Deep down inside all of us, there exists a tacit beckoning toward 'something' we must accomplish in our lifetimes if we are to consider our lives fulfilled. For me, creative writing has been a conscious, lingering summons - one that now demands expression, as my careers in medicine and business have had their turns. The underlying themes of my being, matured and refined by my explorations and collisions with life, have finally found their voice in this book. From now on, I plan to dedicate the years I have left (which, considering the present insurance charts, could be a helluva long time!) to fulfilling my last need before my own life's book closes. The style of writing I have used in this volume is commonly described as aphoristic. I chose this style to assert what I feel to be truths, in hopes of provoking thought and insight. Since I believe that everything is true and so is the opposite, my intent is to tickle, prod, and encourage you, the listener, to think for yourself. I hope that you will have as good a time listening to the book as I had writing it. Here is a preview of what's inside: The Doctor Is In On Aging On Idiot Savants On Life and Death It's All Relative The Pondering Jew And much, much more! 1. Language: English. Narrator: Daniel Morin. Audio sample: http://samples.audible.de/bk/acx0/057646/bk_acx0_057646_sample.mp3. Digital audiobook in aax.

Anbieter: Audible
Stand: 10.07.2020
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